Welcome to my State Farm office in Memphis, TN! I'm Shantorra Owens, and my primary focus is delivering excellent insurance services and protecting what matters most to our community. My team and I proudly serve individuals, families, and business owners across Memphis, Shelby County, and nearby communities like Chapel Creek and Cordova. We also extend our dedicated service to customers in Mississippi and Arkansas.

With over 18 years of experience, I’ve dedicated my career to helping customers understand their insurance choices and secure custom coverage. I earned a B.S. in Business Administration with a concentration in Finance from Christian Brothers University, followed by an M.B.A. and M.A. in Human Resource Management from Webster University. As a wife, mother, and grandmother, and an active member of the community, I truly understand the importance of preparing for life’s many changes.

Whether you're exploring options for auto insurance to protect your daily drive, homeowners insurance to safeguard your property, or renters insurance to cover personal belongings in your apartment, my team and I are here to guide you. We also recognize the critical role of life insurance in securing your loved ones’ financial future, and we can help you review your options.

As a small business owner myself, I deeply understand the unique insurance needs of entrepreneurs in Memphis and beyond. My team and I offer a range of customized options designed for your specific business type. We can discuss comprehensive Business Owner policies, specialized coverage for Artisan/Service Contractors, Workers Compensation, Commercial Liability Umbrella policies, and Business Auto insurance, including fleets. We also help business owners prepare for the future with life insurance options for employees, like Group Plan Life and Key Man policies, and coverage to fund business agreements. Our offerings extend to Professional Liability and Employers' Practices Liability Insurance policies, all to support the thriving business community throughout Tennessee.

My team of insurance professionals and I are genuinely excited to help you prepare for life’s unexpected moments with personalized insurance options. We invite you to contact us today for a personalized insurance quote or to review your current coverage at our Memphis, Tennessee office. Reach out to us today!

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Shantorra works with Memphis residents to find coverage that fits.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Memphis, TN, reach out to Shantorra.

Q: What kind of insurance do I need for a leased vehicle?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Connect with Shantorra for insurance guidance in Memphis.

Q: Do you need to carry insurance on your home?

A: Homeowners insurance requirements can vary depending on your state and situation, but most lenders will require it if you have home financing. Even when it's not required, many homeowners choose to carry coverage to help protect their home and financial well-being from unexpected events. In Memphis, you can count on Shantorra for personalized service.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your beneficiaries if you pass away while the policy is active, helping offer financial protection. Shantorra is here to help your Memphis household feel covered.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Looking for coverage? Talk with Shantorra about your options in Memphis.